Category Finance

A mortgage broker is there to pair you up with the best mortgage lender and loan to meet your needs. It is their job to learn all about your financial circumstances, from your debt-to-income (DTI) ratio to how much you…

If you are preparing for retirement, you are probably looking for ways to diversify your financial portfolio. One great option for doing so is to invest in an IRA with gold. Although many people may assume that such an investment…

We are all worried about the process of saving for our retirement and we all want to do it the right way. Sure, this might not be on our minds all of the time, but the thought pops in at…

All families should spend time trying to build up their household finances. This will help a family to understand where their money is going, and help them save for something like a vacation. There are a few different ways you…

There are around 31.7 million small businesses in the US, and many of them will need equipment to provide their goods and services. If you’re not buying equipment outright, you could be searching for other ways to finance these purchases. …

Buy-to-let mortgages are aimed at property investors who want to buy a property and then rent it to tenants. The bought property can be used exclusively for renting purposes, and that’s why the buy-to-let mortgage is different from the residential…

Negative balances can affect your credit score. A negative balance means that you owe more money than what’s available in your bank account. This is an important topic to discuss because if you’re going to apply for a loan or…